Pet Insurance http://localhost/pet All about pet Insurance Wed, 03 May 2023 15:07:58 +0000 en-US hourly 1 https://wordpress.org/?v=6.2 https://petinsurance.one/wp-content/uploads/2022/11/cropped-Pet-insurance-Favicon-32x32.png Pet Insurance http://localhost/pet 32 32 Male Dog Names https://petinsurance.one/male-dog-names/ Wed, 03 May 2023 15:07:55 +0000 https://petinsurance.one/?p=285 Male Dog Names Read More »

]]>
These names are popular for a variety of reasons. Some are classic names that have been popular for years, while others are newer names that are becoming increasingly popular. Many of these names are also popular for human boys, which may be why they are also popular for dogs.

When choosing a name for your dog, it is important to consider your dog’s personality and breed. Some names are more suitable for certain breeds than others. For example, a name like “Max” may be more suitable for a large, energetic dog, while a name like “Teddy” may be more suitable for a small, cuddly dog.

25 Most Popular Male Dog Names

  1. Max
  2. Charlie
  3. Cooper
  4. Teddy
  5. Finn
  6. Oliver
  7. Milo
  8. Winston
  9. Rocky
  10. Ollie
  11. Louie
  12. Toby
  13. Gus
  14. Henry
  15. Buddy
  16. Tucker
  17. Archie
  18. Leo
  19. Jack
  20. Bear
  21. Bruno
  22. Ziggy
  23. Jackson
  24. Duke
  25. Bentley

Male Dog Names A to Z

  • A – Ace, Axel, Alfie, Archie, Apollo
  • B – Bailey, Bear, Baxter, Buddy, Bentley
  • C – Charlie, Cooper, Cody, Carter, Cash
  • D – Duke, Diesel, Dexter, Duke, Dylan
  • E – Enzo, Echo, Elvis, Eddie, Ezra
  • F – Finn, Frankie, Flynn, Freddie, Felix
  • G – Gunner, George, Grey, Gus, Griffin
  • H – Harley, Henry, Hugo, Harry, Hudson
  • I – Indy, Izzy, Isaac, Jasper, Jack
  • J – Jax, Joey, Jake, Jasper, Jude
  • K – Kai, King, Kobe, Kevin, Kai
  • L – Leo, Loki, Luke, Lucky, Levi
  • M – Max, Milo, Monty, Mason, Murphy
  • N – Noah, Nash, Nico, Nate, Oliver
  • O – Oscar, Ollie, Otis, Owen, Ozzy
  • P – Percy, Parker, Pete, Pablo, Percy
  • Q – Quincy, Quinn, Rocky, Reggie, Rex
  • R – Rocky, River, Romeo, Rufus, Rex
  • S – Sammy, Sonny, Scout, Shadow, Simba
  • T – Toby, Teddy, Tucker, Thor, Tiger
  • U – Uno, Uzi, Ulysses, Utah, Uriah
  • V – Vinny, Victor, Vince, Viking, Virgil
  • W – Winston, Woody, Walter, Watson, Wyatt
  • X – X-ray, Xavier, Xander, Xerxes, Xenon
  • Y – Yogi, Yankee, Yorkie, Zeus, Yeti
  • Z – Zeus, Zorro, Ziggy, Zane, Zion

Ultimately, the best name for your dog is the one that you like the best and that fits your dog’s personality.

]]>
Female Dog Names https://petinsurance.one/female-dog-names/ Wed, 03 May 2023 14:59:16 +0000 https://petinsurance.one/?p=288 Female Dog Names Read More »

]]>
These names are popular for a variety of reasons. Some are classic names that have been popular for years, while others are newer names that are becoming increasingly popular. Many of these names are also popular for human girls, which may be why they are also popular for dogs.

When choosing a name for your dog, it is important to consider your dog’s personality and breed. Some names are more suitable for certain breeds than others. For example, a name like “Bella” may be more suitable for a small, delicate dog, while a name like “Lola” may be more suitable for a large, playful dog.

25 Most Popular Female Dog Names

  1. Bella
  2. Luna
  3. Daisy
  4. Lucy
  5. Lola
  6. Sadie
  7. Bailey
  8. Stella
  9. Maggie
  10. Lily
  11. Chloe
  12. Molly
  13. Ruby
  14. Sophie
  15. Willow
  16. Penny
  17. Rosie
  18. Millie
  19. Coco
  20. Avery
  21. Harley
  22. Maisie
  23. Bellamy
  24. Gracie
  25. Penny

Female Dog Names A to Z

  • A – Abby, Alice, Amber, Annie, Ava, Bella, Bonnie, Bailey, Bailey, Bella, Daisy, Ellie, Emma, Gracie, Harley, Lucy, Maggie, Molly, Sadie, Stella, Willow
  • B – Bailey, Bella, Bonnie, Daisy, Ellie, Gracie, Harley, Lucy, Maggie, Molly, Sadie, Stella, Willow
  • C – Chloe, Daisy, Ellie, Gracie, Harley, Lucy, Maggie, Molly, Sadie, Stella, Willow
  • D – Daisy, Ellie, Gracie, Harley, Lucy, Maggie, Molly, Sadie, Stella, Willow
  • E – Ellie, Gracie, Harley, Lucy, Maggie, Molly, Sadie, Stella, Willow
  • F – Frankie, Gracie, Harley, Lucy, Maggie, Molly, Sadie, Stella, Willow
  • G – Gracie, Harley, Lucy, Maggie, Molly, Sadie, Stella, Willow
  • H – Harley, Lucy, Maggie, Molly, Sadie, Stella, Willow
  • I – Ivy, Lucy, Maggie, Molly, Sadie, Stella, Willow
  • J – Jasmine, Lucy, Maggie, Molly, Sadie, Stella, Willow
  • K – Katie, Lucy, Maggie, Molly, Sadie, Stella, Willow
  • L – Lucy, Maggie, Molly, Sadie, Stella, Willow
  • M – Maggie, Molly, Sadie, Stella, Willow
  • N – Nellie, Molly, Sadie, Stella, Willow
  • O – Olivia, Sadie, Stella, Willow
  • P – Penny, Sadie, Stella, Willow
  • Q – Queenie, Sadie, Stella, Willow
  • R – Rosie, Sadie, Stella, Willow
  • S – Sadie, Stella, Willow
  • T – Tessie, Stella, Willow
  • U – Una, Stella, Willow
  • V – Violet, Stella, Willow
  • W – Willow
  • X – Xena
  • Y – Yvette
  • Z – Zoe

Ultimately, the best name for your dog is the one that you like the best and that fits your dog’s personality.thumb_upthumb_down

]]>
Everypaw Pet insurance reviews: Is it Good for your Pet? https://petinsurance.one/everypaw-insurance-reviews/ Sun, 04 Dec 2022 14:43:20 +0000 https://petinsurance.one/?p=98 Everypaw Pet insurance reviews: Is it Good for your Pet? Read More »

]]>
Variety of plans: 10/10Fees: 9/10
Customer reviews: 9.7/10Customer support:10/10

Pros

  • 98% of claims get paid
  • Multiple Pets get Discount
  • Unlimited 24/7 access to UK vet nurses and vets with Petcall
  • Easy to use and Manage Policies on an online portal

Cons

  • The 14-day waiting period after Buying the Policy
  • For accidents or poisoning, the first 3 days aren’t covered

Are you looking for Everypaw pet insurance Reviews? check out all the details about Everypaw insurance, its plans, terms, and condition, whether it is for you, and how much premium you should pay monthly or yearly. Know which pets are insured by Everypaw insurance etc.

Everypaw Pet Insurance Reviews

Everypaw pet insurance is one of the reputed insurance companies in the UK Which provides insurance for pets like Dods, cats, rabbits, etc. It was awarded as best Dog insurance in December 2021 by Which?. They have received multiple awards from feefo and defaqto too.

What Type Of Pet Insurance Plan Does Everypaw Offer?

  1. Dog Insurance: Currently you can get a Free GPS Dog Tracker by using the (Promo code: GPSTRACKER)
  2. Cat Insurance: Currently you can get a Free GPS Cat Tracker by using the (Promo code: GPSTRACKER)
  3. Rabbit Insurance: This will help you cover the unexpected vet bills of your bunny

How Do I Make A Claim With A EveryPaw

If you then need to make a claim, please log into the Pet Portal or call Everypaws claim department on 0344 543 1009

What Extra Can You Add To Your Everypaw Pet Insurance Policy?

You can Add multiple Pets by getting a Discount on the Insurance Policy. You will Get Gps tracker for your pet for free.

Everypaw Pet Insurance Policy Pricing

The Cost of Pet insurance varies depending on the breed of pet you have. Best way to know the Exact Insurance price, request for Quote.

Cancellation and Refunds:

If you decide you do not want the cover and wish to cancel your policy, you can do so within 14 days of the start date or the date you receive these policy documents (the “cooling off period”). You will receive a full refund of any premium you have paid provided no claim has been made under the terms of this policy. If you have made a claim, no refund of the premium will be payable.

Customer Support

If you have any doubts or queries you can contact the Everypaw Support Team on petcall

  • Over the Phone :0330 123 1923
  • Live Chat
  • Video call

Features of Everypaw insurance

  • It has multiple insurances for different types of pets with multi-pet discount
  • Until now 98% of claims have been paid by Everypaw
  • You can get unlimited call support from Professional Vets and nurses in UK 24/7
  • It has a pet insurance portal to manage all your different pet insurance in one place easily.
  • It provides multiple insurance policies for Dogs, Cats, and Rabbits
Features of Everypaw insurance

Which Everypaw Insurance do I need?

For new pet fur-parent, it is challenging to choose insurance. Hence to make it simple you can simply take Lifetime pet insurance. For any details, you can contact us here

How to contact Everypaw

Everypaw has Free unlimited 24/7 365 days support for all customers. you can get Free support from professional Vets and Nurses via a different medium. You can directly call vets over the phone or make use of pet call live chat or get on a video call with vets and nurses for any advice on pet care, nutrition, well-being, and any type of behavior of pets.

Petcall Live Chat

FAQs about Everypaw Insurance

How much is pet insurance

It depends on what pet is getting insured depending upon age, species, breed, and location. Get a free quote here

What Does Pet Insurance Cover?

It covers Vets fees and treatment costs for illness or injury of the pet

Will My Pet Be Covered Straight Away?

No, for accidents, no cover-up to the first 3 days, and for illness, the waiting period is 14 days

How Do I Add Another Pet to My Policy?

It is under the multi-pet discount section on the pet insurance portal and clicks add existing pet button

]]>
Sainsbury’s Bank Pet Insurance for Cats and Dogs https://petinsurance.one/sainsburys-bank-pet-insurance-for-cats-and-dogs/ Tue, 01 Nov 2022 05:07:04 +0000 https://petinsurance.one/?p=35 Sainsbury’s Bank Pet Insurance for Cats and Dogs Read More »

]]>

Table of Contents

Pet age limits

  • You can insure your pet from 8 weeks of age.
  • The upper limit to start a new policy for most breeds of dogs is their 8th birthday. For some breeds of dogs,it is their 5th birthday. For cats, the upper age limit is their 10th birthday.
  • Once your pet is insured, cover can continue beyond these upper age limits

Cover limits

Lifetime Cover
The maximum benefits we will pay under this policy per policy year are shown in your certificate of insurance.
Maximum Benefit Cover
The maximum benefits we will pay for each condition under this policy are shown in your certificate of insurance. Each condition is only covered until the maximum benefit as shown on your certificate of insurance is paid for that condition. After this, we will not make any further claims payments for that
condition or any bilateral, recurring, or related conditions.
Time Limited Cover
The maximum benefits we will pay for each condition under this policy are shown in your certificate of insurance. Each condition is only covered for 12 months starting from the first date of treatment or until the maximum benefit is paid for that condition whichever occurs first. After this, we will not make any
further claims payments for that condition or any bilateral, recurring, or related conditions.

Must Check: Sainsbury’s Pet Insurance For Cats

Must check: Sainsbury’s Pet Insurance for Dogs

Veterinary Fees

If your pet falls ill, is injured, or needs treatment from a vet, this part of the cover helps you pay for the vet fees.

We may contact your vet to confirm the treatment was right for the condition you are claiming for. If we believe the fees and/or treatment are excessive, we will talk with your vet about the costs on your behalf and we may ask you to use a different vet for future treatment. Otherwise, we may not be able to pay future claims.

What you are covered for

  • Vet fees for the cost of any treatment your pet have received for a condition(s).
  • Any herbal or homoeopathic medicine your vet recommends.
  • Any complementary and physiotherapy treatment your vet recommends up to the maximum benefit.
  • The cost of having your pet put to sleep (euthanasia) if recommended by or agreed with your vet.
  • 25% of the cost of a clinical diet for your pet for a maximum period of 6 months per condition, if it is recommended by your vet for a treatable condition other than for obesity/weight loss.
  • The cost of dental treatment as a result of an accidental injury.
  • The cost of treatment for a dental condition and any related conditions, so long as:
  • There is a history of annual check-ups. If not annual, then as recommended by your vet. We would need proof that any advice given has been followed within 6 months; and
  • The treatment is to relieve suffering due to illness.
  • Ongoing treatment of a condition so long as the policy stays in force.
  • The cost of any treatment your pet has received in any country is included in the PETS as part of the Extension of Vet Fees Cover Abroad.

Sainsbury’s Bank Pet Insurance for Cats and Dogs Contact Details

  • You can submit, track and manage a claim and make changes to your policy by logging in to My Pet Portal sainsburysbank.co.uk/mypetportal
  • If you would prefer to speak to us, please call us on 0344 543 1032

Policy cancellation

  • Your Right to Cancel
  • You can cancel your policy at any time by calling us at 0344 543 1032 or writing to us.
  • Within the “cooling off period”
  • If you cancel during the first 14 days you will receive a full refund of the premium so long as no claim has
  • been paid. If we have paid a claim, there will be no refund.

Things you need to do

  • You must submit your claim for vet fees along with invoices showing costs/fees you have incurred within 12 months of the treatment taking place. Failure to do so will result in non-payment of your claim unless there are exceptional circumstances.
  • You must take your pet for regular annual check-ups (or as otherwise recommended by your vet) and vaccinations with licensed products as recommended by your vet.
  • You must respond honestly to any request for information we make when you take out cover under this policy or apply to make a change to your cover. If any statement of fact you make is untrue or misleading, this may affect the validity of your policy, any claims previously paid by us, and whether you can make any claim in the future.
  • You must not make any claim you know is false or dishonest. If you do not carry these out, we may not pay any claim you may make. Things we need to do
  • We will assess all claims fairly, reasonably, and quickly against the information you tell us and the terms of the policy.
  • We may need to see your pet’s records from any vet who has treated it and any other information about your pet before your claim is paid. If the vet charges for this information, you will have to pay.
  • We may need to arrange for someone to visit you and your pet if we feel we need further information to properly understand your claim.

FAQ for Sainsbury’s Bank Pet Insurance

]]>
Sainsbury’s Pet Insurance for Dogs https://petinsurance.one/sainsburys-pet-insurance-for-dogs/ Tue, 01 Nov 2022 05:06:36 +0000 https://petinsurance.one/?p=45 Sainsbury’s Pet Insurance for Dogs Read More »

]]>

Table of Contents

What is Sainsbury’s dog insurance?

Dog insurance is an insurance policy that is designed to cover the unexpected vet bills of your dog. Dog insurance can cover multiple Things such as the health of the dog, dental treatment of the dog, loss or theft of your dog, accidental cover, etc.

sainsbury’s pet insurance for dogs will help you keep your dog safe and healthy with the help of multiple insurance covers under them.

Features of Sainsbury’s dog insurance

  • You can choose flexible insurance and get coverage of vet fees up to €10,000
  • contact for any queries about the dog’s health victor power 24/7 vet assistance served by pet nurses anytime

Check how big your puppy can be with our Dog weight calculator

Different types of dog insurance

Lifetime Dog Insurance:

With this insurance, you can get your dog covered for an unlimited treatment period. It can cover a lifetime benefit of up to 10,000

Our most comprehensive offering. Your dog will be covered for total vet costs of up to £2,500, £5,000, £7,500, or £10,000 per year, depending on what cover you choose.

We’ll pay out for ongoing issues your dog may have throughout its lifetime – for as long as you’re with us.

Maximum benefit Dog Insurance

Your dog will be covered for accidents, illnesses, and conditions up to your chosen policy cover limit – £3,000 or £6,000

Your dog’s condition will simply be covered until the limit runs out and you reach the maximum benefit.

Subject to the condition limit, as long as you renew each year without a break in cover, the illness, injury or condition will continue to be covered.

Time-limited Dog Insurance

You can make claims for different treatments during the year, up to £3,000.

We’ll pay up to the individual limit for each condition, or for up to 12 months from the start of treatment – whichever comes first.

After this, you’ll need to pay for any ongoing treatment your dog needs yourself.

It’s more suitable for short-term health conditions.

If you also have a cat then take a look at cat insurance

BenefitTime limited
Covers each condition for up to 12 months or up to max amount below
Maximum benefit
Covers up to the max amount per condition
Lifetime
Covers up to max amount each year
Treatment period12 monthsunlimitedunlimited
Treatment basisper conditionper conditionper year
Veterinary feesyesyesyes
Veterinary helplineyesyesyes
Additional benefitsyesyesyes
Holiday coveryesyesyes
BenefitTime limited £3,000Maximum benefit £6,000Lifetime £10,000
Dental Coverup to £3,000up to £6,000up to £10,000
Complementary Treatmentup to £500up to £1,500up to £1,500
Physiotherapyup to £500up to £1,500up to £1,500
Behavioural illnesses
(excludes the cost of any damage to your home)
up to £3,000up to £6,000up to £10,000
Overseas veterinary treatmentup to £3,000up to £6,000up to £10,000

What age can my dog be insured?

Dog’s age should be minimum of 8 weeks old.

Is Dental work covered?

yes it covers dental injury or illness but does not cover root canals or fillings

Do you need Dog Insurance?

If you want to protect your dog from unexpected health troubles then you need pet insurance. It helps you to become financially free while visiting the vet for any dog treatment.

There are multiple different policies to choose from according to your needs.

REMEMBER: Your Sainsbury’s Bank Pet Insurance policy gives you access to our Sainsbury’s Bank Vet Assistance. This is for any non-emergency pet health
queries, behavioral and nutritional advice and an opportunity to talk to someone should you sadly lose your pet.

]]>
Sainsbury’s Pet Insurance For Cats https://petinsurance.one/sainsburys-pet-insurance-for-cats/ Tue, 01 Nov 2022 05:06:15 +0000 https://petinsurance.one/?p=47 Sainsbury’s Pet Insurance For Cats Read More »

]]>

Table of Contents

why choose Sainsbury’s bank pet insurance for cats in the UK

  • It has flexible insurance you can choose from. it can cover the vet fee cover up to £10,000
  • Get 24/7 vet nurse assistance over the phone or live chat to get questions answered instantly.

Different plans

There are three types of cat insurance

  1. Time-limited cat insurance:

With time-limited cover, each condition is covered for 12 months. This starts from the first date of treatment, or until the maximum benefit of £3,000 is paid out – whatever comes first.

After this, you’ll need to cover the cost of any further treatment your cat might need.

Maximum benefit:

Your cat will be covered for accidents, illnesses, and conditions up to your chosen policy cover limit – £3,000 or £6,000.

There’s no time limit on reaching the maximum benefit. Just renew your policy each year without a break in cover. Your cat’s illness, injury, or condition could be covered yearly until you reach your limit.

Lifetime:

Our most comprehensive pet insurance for cats. Your cat will be covered for total vet costs of up to £2,500, £5,000, £7,500, or £10,000 per year. It depends on the level of cover you choose.

Also, check for Dog Insurance

We’ll pay out for ongoing issues your cat may have throughout its lifetime – for as long as you’re with us.

BenefitTime limited
Covers each condition for up to 12 months or up to max amount below
Maximum benefit
Covers up to the max amount per condition
Lifetime
Covers up to max amount each year
Treatment period12 monthsunlimitedunlimited
Treatment basisper conditionper conditionper year
Veterinary feesYesyesyes
Veterinary helplineYesyesyes
Additional benefitsYesyesyes
Holiday coverYesyesyes
BenefitTime limited £3,000Maximum benefit £6,000Lifetime £10,000
Dental Coverup to £3,000up to £6,000up to £10,000
Complementary Treatmentup to £500up to £1,500up to £1,500
Physiotherapyup to £500up to £1,500up to £1,500
Behavioral illnesses
(excludes the cost of any damage to your home)
up to £3,000up to £6,000up to £10,000
Overseas veterinary treatmentup to £3,000up to £6,000up to £10,000

What age can my cat be insured

you can insure cat kittens starting from age 8 weeks old.

Does it cover dental treatment

yes

what is pet insurance cover for cats

the policies cover complementary therapies, physiotherapy, behavioral illnesses, and herbal or homeopathic medicine. Additionally, it also includes the dental treatment

REMEMBER: Your Sainsbury’s Bank Pet Insurance policy gives you access to our Sainsbury’s Bank Vet Assistance. This is for any non-emergency pet health
queries, behavioral and nutritional advice and an opportunity to talk to someone should you sadly lose your pet.

]]>
Pet insurance guide for dog owners https://petinsurance.one/pet-insurance-guide-for-dog-owners/ Mon, 17 Oct 2022 13:10:55 +0000 https://petinsurance.one/?p=33 Pet insurance guide for dog owners Read More »

]]>

Table of Contents

Why is pet insurance important?

Just like us, pets will at some point fall ill or have an unexpected injury. But with pets, there is no NHS to absorb the cost.
Pet insurance helps owners plan for unexpected vet fees and this is usually the reason owners choose to insure their pets.
Pet insurance policies can also cover a range of other pet-related risks including third-party liability cover for dog owners, recompense in the event of a pet’s death or loss, situations where the owner is ill, and several other scenarios which are explained later on.

What factors will determine the cost of a policy?

Five key factors influence the risk your pet represents to the insurer and the price they need to charge:

  1. Breed – some breeds are more susceptible to specific conditions than others
  2. Where you live – a veterinary practice’s pricing policy will be influenced by the local cost of living
  3. Sex – again like humans there is a significant difference in the risk or costs of illness between males and females.
  4. Age – like humans, the risk of pets becoming ill increases as they get older
  5. Type of vet’s fees covers – see the major types of the cover opposite. The more restriction and limitations to your pet’s cover the less the insurer is likely to have to pay out

Considerations when choosing a policy?

• Insure your pet as soon as possible
Your pet may be happy and healthy now, but insuring as early as possible reduces the chance of your pet suffering illnesses and injuries which may then be excluded from an insurance policy.
• Make the right choice the first time
Consider what you want from your policy, check the amount of the cover is sufficient and if your pet is ill or injured the vet’s fees cover will pay out for the things you expect it to – both now and as your pet gets older.
• Always read the small print
Read the Terms and Conditions – these are normally available on their website or on request and will provide details of exactly what is and isn’t covered.
• Do NOT choose on price alone
Pet insurance policies do not all work in the same way. The type of vet fees cover is the biggest area of difference between policies and can affect the price. The main types of cover are explained later on.
• Do NOT just choose the highest vet fees benefit
The monetary amount is important but a high level does not necessarily mean better coverage. Be certain of the type of cover you buy as this will determine how much and for how long some conditions are covered.
• If in doubt, ask!
If you aren’t sure whether a particular policy will meet your needs, call the provider and ask – it is sometimes easier than picking your way through several different websites or a bundle of brochures from the vet.

What type of vet fees cover is right for my dog and me?

Some policies, often the cheaper ones, offer more restrictive cover in terms of what they’ll pay for and/or how long they keep paying.
It’s therefore important to understand what you are buying from the outset and that your chosen policy will really meet your needs now and in the future.
There are four main types of pet insurance generally available and to help you decide we’ve detailed what each one covers and for how long:

  1. Lifetime or repopulating cover
    These policies are intended to provide cover for the lifetime of your pet with the monetary limit refreshing each and every year. This means that, as long as the policy is renewed each year and you pay the premiums, you will be able to claim up to the full monetary limit each year for accidents and illnesses for the rest of your pet’s life.
  2. Per condition cover or maximum benefit policies
    Per condition policies provide cover up to a certain monetary limit for each separate condition diagnosed. Once you start claiming for a condition you draw down on this monetary limit. As long as the policy is renewed you can keep claiming for that condition until the monetary limit is exhausted after which claims for that condition will no longer be paid.
  3. 12-month time-limited policies
    These (often cheaper) policies provide cover up to a certain monetary limit or period of time (whichever comes first) for each separate condition
    diagnosed. The time limit is typically 12 months from when the condition first showed signs or was first treated. Once the monetary or time limit is
    reached further claims for that condition are excluded.
  4. Accident-only policies – tend to be much cheaper and are less popular as claims for illnesses are not covered.
    REMEMBER: Not all pet insurance policies are the same
    Some other considerations
    Excesses
    This is the amount you pay towards claims. There will usually be a fixed amount that will be deducted from claims for each condition. This may be
    deducted for that condition once in a pet’s lifetime, every year, or every time you make a claim. Many policies have a percentage contribution toward the balance of a claim once the fixed amount has been deducted.

What are age limits?

Most policies have maximum age limits above which you cannot START a policy for your pet. As long as you have insured your pet before this age, most policies will offer to renew your policy annually for the rest of your pet’s life.

What are pre-existing conditions?

Pre-existing conditions are illnesses and injuries your pet has suffered before taking out a policy. Your pet insurance will not cover pre-existing conditions and you will not be able to claim for them should they reoccur.
So the younger your pet is when you insure him or her, the less likely any medical problems will have occurred.

Please note. If you start claiming or run out of cover for a specific condition with one policy and decide to switch to another policy, that specific condition will now be pre-existing (pre-dating the start of the new policy) and will be excluded from the new policy automatically. Choosing the right policy the first time is therefore important.

Deferred period

This is the number of days that must pass before you can make eligible claims for illnesses (including your pet’s death).
Typically 10 to 30 days. If your pet suffers an illness during the deferred period it will not be covered. Deferred periods may also apply to some other benefits.

]]>